Needing some creative financing advise

[Travis L.]

Hello BP forum folks! I am a long time BP "lurker" who needs the expertise of the community.  I have just bought a SFH rental property in Baltimore,MD on 11/14 of this year for 161,000 I have a note for 128,800.  I have fixed up the property and am getting ready to rent it very soon.  That being said I just found a good opportunity to buy a multifamily home near my home town that I feel after analyzing will check all my "Brandon Turner" analyzing boxes.  If my offer is accepted it should cash flow $300-400 month.    I want to make a offer on this house but my realtor will not submit the offer unless I have financing lined up.  He is worried that because I just bought a property that getting financing for another so quickly will be hard.  My credit is decent (715) my past 1040's show 48k per year.  My question to the community is.  Do I apply for financing with lenders for conventional and see if I can qualify (another hard ding on my credit) or do I go straight to Hard money lending/ seller financing.  I am trying to buy this thing with no money down.  I do not have the cash for the hefty down payment.  I am a newbie and avid podcast listener all advise would be appreciated! Curious to see others strategy of acquiring this property with little cash down