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Updated about 5 years ago on . Most recent reply
![Dino Ganas's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1255571/1695339306-avatar-dinog3.jpg?twic=v1/output=image/cover=128x128&v=2)
Have 42k saved. What to do?
I have about 31k saved in the bank and 11k that my father owes and will give me. I have a baby on the way and currently living separate from my girlfriend. Her apartment is too small for everyone to live comfortably so we are looking for a single family house to live in. I am also on the hunt for a multi-family investment property. Any advice on first moves, I was thinking rying to find a fully occupied multi-family and have part of the income pay for a rental and then buy a single family later or we have this single family that needs work so we may be able to get a good price and use some equity to bring it up to date and maybe have a down payment of another property. This is my first time buying any type of house. It's hard because I have a baby on the way, it would be different if it were just me and her and her son but now our family is growing so I am looking for an un-biased opinion of advice.
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![David Martin's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/600870/1621493536-avatar-davidmartin.jpg?twic=v1/output=image/crop=627x627@85x0/cover=128x128&v=2)
@Dino Ganas May want to look towards a home with an ADU option (garage apartment/mother-in-law unit) on property. It's a modified version of a house hack, essentially. Let's you and the fam live as a group in the main house with a portion of costs covered by that rental door over the garage for now. Use the $31k towards the house described. Take the funds saved from discounted life and the $11k from dad and start exploring options for a second investment.