Which is Better Cash or Lending?

[Quentin Mitchell]

I know this a topic that is probably 50/50 thoughts but which do most people think is a better option for investing.

Lending 

1. You can leverage more properties with the same money as you can split up cash and use it for multiple down payments.

2. You can extend the payment terms 30 yr fixed to free up money to get other deals by having lower payments.

3. Usually, you need less money as you are only paying a down payment as opposed to the full purchase price.

4. Lastly, once you have a good track record, you look more favorable to lending institutions.

Cash

1. Close faster

2. Can be easier to negotiate

3. Cash Flow is usually better because of no mortgage.

4. Easier to BRRR

Well, those are my 2 cents what are other people's thoughts.