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Updated over 5 years ago on . Most recent reply

Jermaine Perry's profile image
Jermaine Perry's profile image
Jermaine Perry
  • Member since Jul 13, 2019
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Jermaine Perry's profile image
Jermaine Perry's profile image
Jermaine Perry
  • Member since Jul 13, 2019
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Jermaine Perry
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7
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Multi-Family and Apartment Investing

Should I wait to invest?

Jermaine Perry
Posted

I want to start real estate investing, but I have $62k in student loan debt on $85k income. Looks like I don't qualify for FHA or conventional because of DTI. Should I wait to invest or look for other options to find a muti family unit?

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Derrick E.'s profile image
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Derrick E.
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  • from The Creek, West Virginia
  • Member since Oct 20, 2014
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Derrick E.'s profile image
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Derrick E.
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  • from The Creek, West Virginia
  • Member since Oct 20, 2014
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Derrick E.
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  • The Creek, WV
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Derrick E.
  • Investor
  • The Creek, WV
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I would continue to live cheap and pay off as much student debt as possible over the next year or so. Spend this same time researching and studying up on REI while paying down debt. You could invest now, but you will be much better off if you are able to pay down some of that debt over next year or so.

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