Multilple homes on a single parcel financing

[Carmen Pellegrino]

I found a property in Fort Wayne IN that looked good to me. 2 complete homes and a large garage for under $130k. Got gobbled up the day it went on the market but has since popped back up. The initial buyers financing fell through because the property is one parcel but 2 homes. I contacted one of my lenders and he declined as well. Wondering how I can go about financing this? 

[Chris Mason]

There's likely more to the story, such as zoning or something. 

Otherwise, this is either a 2 unit property or a SFR w/ ADU. Normal humans say things like "duplex" and "triplex," but mortgage guidelines count units on the parcel.

Get tight with the listing agent and get clear on what the issue was. Or just have your LO call the listing agent.