Buying First Multi-Family property with FHA to House hack

[Joshua Lopez]

Hello everyone, my name is josh and i am currently under contract for my first property! it is a 3 family house with total of 8 bedrooms and 4 baths. Purchase price is 340,000 with 4,000 annual taxes. Seller is covering my closing cost! As of right now all 3 units are bringing in 3900 a month 1350,1350 and 1200. I am pretty much paying retail for this property but i will be getting good profit monthly as i plan to live in the basement! Pretty much want to utilize the BRRRR with out the RENOVATE part. Now i want to invest after this property but i am afraid i am not going to build enough equity to cash out after a year (fha rules) to invest in another property. Now i plan on saving all my profit unless i have to fix anything along the way but for the most part save everything! My question is how can i avoid paying 20-25% on my next property that will be considered an investment property ? And i was thinking of going HML but i doubt they'll give me 10% being i have no experience flipping a property only owning one.. If anyone can give me some pointers on where to go next after my 1yr of fha is over ?