Purchase of four plex for house hacking

[Doug Orchard]

I want to house hack a four plex in the area of Puyallup or Tacoma Washington. I can refi my rental and free up my VA loan capability except my income is low and I have 58% debt to income. My thinking is I could offer a piece of the new property in return for 15k cash and a strong financial statement however my goal is to have next to no personal rent expenses can anyone give me some ideas?