UK to USA. How can I find financing with no credit rating in USA

[Jeff Hassler]

Hey guys. I am a young Canadian who has lived and worked in the UK for 5 years with a great credit rating there. I am now looking to begin to invest in Houston TX and am worried that I won't be able to a quote any sort of loan since my credit rating from the UK is pretty much void and I have absolutely nothing in the USA. Any ideas on what I would be able to do?

[Omar Khan]

@Jeff Hassler I'm an ex-pat Canadian living in the US. You're going to tear your hair out trying to find a hard-money lender and/or seller financing if you don't live in the US. 

As @Hadar Orkibi has pointed out there are a few lending products out there for foreigners but they are few and far between. 

If you're looking to buy a single family residence (don't call it an investment), you can always open an account with TD/RBC/BMO's US subsidiaries and they can leverage your Canadian credit history. They won't be able to do commercial financing. 

Alternatively, if you have liquid assets over $750K and have an account with HSBC/Citi/JP Morgan in the UK/Canada, your banker should be able to arrange financing in the US (not the same terms as most US folks would get). 

Alternatively, if you PM me, I can connect you with a single family mortgage lender who might be able to help you out as a Canadian.

If you live in the US, you can easily start your US credit history by opening US credit cards and beginning the process. 

Your profile says you're in Houston but your post suggests otherwise. Hence, both answers.