Multifamily mortgage owner occupied investment property

[Drew Slew]

For a jersey city multifamily purchase i am looking at some 20% down 30yr fixed mortgages. It would be an owner occupied 2nd mortgage, and have to rent my current place out - it seems they need to see a rent lease to show how much I would be able to get for my current place. 

Anyone in/been in a similar situation? Im seeing around 4.25% w 0.75 points on 30yr mortgages, anyone seen better in Feb 2018?