Preparing a loan doc package for potential lenders

[Tim Daunch]

Wondering if anyone has a sample or template they could share for preparing a "package" for a potential lender (for commercial apt bldg)? I'm looking for a professional looking way to present the usual docs, like Exec summary, financials, mkt analysis, rent roll, etc. I've been told that presentation can really affect perceived value (and may even influence a mediocre appraisal). Esp. interested in a compelling exec summary narrative.

Thanks!

[Tim Milazzo]

The main elements you need to include in your loan package to be really successful:

1. Project Summary - what, where, highlights.

2. Financing Request - amount, LTV/LTC, Term, capital structure, requirements

3. Sponsor Profile - names, track record, assets under ownership, location, SREO

4. Asset info - address, asset type, sqft, units, year constructed, etc.

5. Financials - rent roll, cash flow, pro forma

The industry standard is to package it up as an attractive PDF, but we make it a step more interactive for the lender for quickest turnaround and max transparency. Here's an example: StackSource loan package example