why Listing agent asked for proof of fund for higher downpayment%

[Hok Lai]

Hi all,

For an apartment building thta i am bidding on, my commercial loan broker suggested that I can get a loan with 25% down payment. After submitted the bid, the listing agent asked for proof of fund for 35% down payment. Any suggestion why?

I expect the seller to be concerned about the final price, but probably not the down payment amount. It would be a different issue if the seller is concerned about my ability to get the loan. 

Any suggestion on how to ease the seller's concern or to strengthen my bid would be greatly appreciated!