If you raise capital but are unable to carry the bank note?

[Kully Millage]

Hello, my partner and I have around 13 single family homes and we are thinking of taking the next step into Multi Family.  I have been searching for private capital lenders for a little while and seemed to have gained a little traction.  I have my eye on a specific unit in my area costing around 1,250,000 and 1,500,000.  I think between one or two investors I should be able to get the down payment for that loan.  My question is, what if myself or my partner is unable to carry a bank loan of that size.  Do the investors carry the loan and get equity?  Or is there a third party that would consider carrying it for a percent of return?  Thank you