Anyone know of a bank that will finance with 10%

[Carlos Araujo]

Hey guys, I'm looking for a mortgage company so far I looked at going to a big bank like Bank of America and Wells Fargo but what about all these online, any recommendations would help I'm located in New York! I'm looking to buy a 3 family home for 140k but most lenders want 25-30 I don't want to put so much down because I want to have money left over to pay the mortgage for a year just in case of vacancies. I get a lot of people saying I should do an fha loan but I don't want to live there or change my address. If anyone knows good banks or lenders please let me know Thank you guys.

[Ray Harrell]

On thing I would also say, is if you are planning on buying more properties, bite the bullet and save the 20% for this one and save your FHA opportunity for a more expensive, owner occupied property. 3.5% of 400K is half of 20% of $140K.