Is house insurance for a rental different?

[Valerie King]

If I live in one unit of a duplex and rent out the other, will the house insurance be different than if I were living in a single family non-rental? Once I move out of the duplex and it is a full rental property (both units occupied by tenants) will the house insurance change again?

If all home insurance is the same across income properties and non-income properties, awesome. If it isn't, how does it differ?

Thanks in advance!