100% Financing if possible in Canada,Montreal

[Chris D.]

Does anyone know if 100% financing exists in Montreal, Canada for multi-family

[Roy N.]

@Chris D.

No conventional lender is going to provide you with 100% financing on an investment property.  If you are looking at a residential property, they will want a downpayment of 20% - if you would be living in part of the property, you might be eligible for hig-ratio mortgage.   If you are talking about a true multiunit (i.e. commercial property), then you could be looking at a downpayment of as much as 35%.

Martha provided you with an example of private lending terms which are fairly typical ... you may find some a little lower (10%).  Regardless, I've not met a private lender who would entertain lending to someone with no track record and no skin in the game.