Proof of Funs/Pre-approval letter

[Kurt Bouma]

(Apologies for the typo in the subject - can't figure out how it edit that)

For someone looking to get into multi unit/apartments I hear it's good to take a look at a few properties along with running the #'s. 

Problem is that sellers want proof of ability to pay in order to avoid tire kickers, which is quite understandable. 

So, for the experienced buyers out there, did you look at properties before proof of funds or did you at least talk with a commercial lender first and get some sort of commitment? 

Seems as though it's a bit of a chicken and egg problem. Lender isn't going to give conditional commitment with no specific property (nor would a private investor with no actual "deal").

Just wondering how this has been navigated by you experienced folk. 

Is it just flat annoying to look at a property without first knowing exactly how you'll execute the purchase?