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Updated over 9 years ago,

User Stats

77
Posts
18
Votes
Wayne Mack
  • Investor
  • Paterson, NJ
18
Votes |
77
Posts

203K Tenant Occupied Unit

Wayne Mack
  • Investor
  • Paterson, NJ
Posted

Hi,

I am a relatively new investor, I haven't closed my first deal yet. I am looking in my area to purchase a property using the FHA 203K loan as I don't have a ton of cash for a down payment.

The issue that I am encountering is, the properties that I am interested in are 100% occupied and cash flowing pretty well. And I know the 203K requires an owner occupant. Are there any rules or requirements for this loan regarding occupied properties? Does a tenant have to be evicted? Would the property be deemed ineligible? 

Can someone with some experience weigh in on this please? And thanks in advance (: 

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