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Updated about 5 years ago on . Most recent reply
![Bruce Thomas's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/85760/1621416188-avatar-bruce_thomas.jpg?twic=v1/output=image/cover=128x128&v=2)
Reserves
How much do you put back in reserves for your properties on average? I know each situation is different.
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![Tyson Luthy's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/301910/1621442871-avatar-tysonluthy.jpg?twic=v1/output=image/cover=128x128&v=2)
The banks like to see 6 month's worth of payment reserves. This should be way more than enough to cover any expenses you have.
I am a conservative investor and just feel better having that much in store at any given time, plus I am ready to buy anytime a deal comes along as far as the banks are concerned.