4-Plex Garage Conversion - Still Keep it as Residential?

[Mike Hsiao]

I have a 4-plex here in San Diego (Normal Heights Area). The units in the back have a connected 4 car garage. I have been consdiering converting the 4 car garage into units. I was talking to my commercial real estate broker, and he noted that right now, it's better to keep the unit classified as Residential, since it's so tough to get commercial loans right now. So with the garage conversion, he thought there might possibly be a way to convert the garage to a couple units, but still somehow classify my property as "residential". But he told me to speak with some ADU specialists t confirm. I called one ADU company, but they weren't sure. So they said ask a commerical lender.

Anyhow, just seeing if anyone here has done something like this? Or aware of being able to still keep the property classified as residential even with the garage conversion?