Minimum time needed to refinance new construction after 95% Occupancy

[Pratap Singh]

Mixed Use: Multifamily, Retail-Community, 
Basalt, CO 81621

We have a Class A mixed use Multifamily, Retail-Community, under construction on track to be completed by end of 3rd quarter this year and supposed to be stable by 95% occupancy by end of 2024. Now we have 2 options to payback high interest debt loan either refinance or sell.

Can experts please suggest how much minimum time needed to refinance a new construction Class A multifamily after 95% Occupancy in this area. Like what all bank may ask for refinance and help in paying back high interest debt financing

Or

How much minimum time needed to sale new construction Class A multifamily in Basalt, Eagle County, CO 81621, after 95% Occupancy. Like what a buyer would ask to buy after stabilization.