Dallas/Houston/Atlanta for multiple family investment - 1st time home buyer

[Beril Joel]

Hi All, 

I read lot of post in BP and it was very useful and trustworthy.

I am a family man living with spouse and kid ,  living in a rental apartment for $2000 per Month at Atlanta, GA. 

For more than a year I have been thinking about investing on multi family (duplex or triplex or quadruple). I have 9 to 5 job with decent credit score (725 to 750). 

So, my first advice from wise ppl over here is : Dalla/Houston TX /Atlanta GA which  place is best (as per current suitation 2023 )for buying multifamily, Living in 1 unit renting other units (long term or short term) to cover mortgage as well as for future wealth creation. 

I wanted to utilise FHA loan 3% down, 7% interest.

My most consideration here is now ,since i want to buy with FHA , i need to stay in 1 unit with my family. so i need to think many factors like school ratings, safe neighborhood, high rental demand place(where tenants occupancy will not be issue) , less natural disasters, less gun shots ext.

I never visited Texas, but if it will be good for investment , then i would love to relocate as my company is also located in plano. 

I hear lot of good things about texas like no state tax , less property tax , less petrol price ,less cost of living ext.  except hot climates on July. 

on other hand Atlanta also is very hot but has 4 session and has lot of trees. 

Also i think Houston has near by beaches.  

Its really hard to make decision. I would  really like to get best advices from experts here. If Texas then I would first take rental apartments in Plano , TX and look for multifamily. 

And One more  thing I noticed when i was searching multifamily in Zillow, in Dallas / plano / Houston i never got separate unit duplex or triplex. Most of them is like single family having common hall , which i don't want due to kid and family privacy. 

What would be average rental income we can assume we will get per unit in Dallas/ Houston/ Atlanta GA , I need to buy multi family calculating these numbers so that every month it should not be burden for me paying for mortgage, property tax , pmi ext. 

And last but not least. How to find a genuine real estate agent or broker who can help buy me a best multi family property which will cash cow! I know there are lot of real estate agents , brokers , realtors here in BP but honestly I heard many sad stories from my friends about realtor who push non profit house to buy for Thier profit  😞. Sorry but this is very important when comes to buying property. 

Thanks in advance for your help and support to start my investment journey.