Sketchy Lending fees

[Angello Campbell]

Looking for an opinion from the many professional investors here. I am in the process of closing on a (4) unit Multifamily on Monday 11/13. 

When the original loan was drafted It was for a sale price of 325K with 20% down financing $260k financed.  Since the original loan, the appraisal came in way under at 287k which I was able to negotiate a sale price of 305k. My new finance price is $229,600. Which is $287 minus 20%. 

Now the lender fees went up by $2545 for (points) shown in pic. When I asked my loan officer why the big jump. He responded with “Spoke to secondary market and since the loan amount went below $250K there is a massive price adjustment (that you saw); this is controlled by secondary (Capital xxxxxxx) and cannot be reduced or eliminated.”

My question to you is…. Is this normal, or right?