Trouble Refi out of hard money loan

[Jason Becker]

I purchased a apartment complex 8 months ago with a hard money lender. Purchase price was $2.9. I put 25% down to a hard money lender for them to give me a $2.175m loan balance. The reason I chose hard money was because this amazing deal got thrown on my lap last minute and if I did not close ASAP the seller would hold onto the property for a few more years. Fast forward 8 months I am trying to refi out of the hard money but banks are taking forever and not wanting to help me out. I have gone to 3 bigger chain banks. The new appraisal came in at $4.3m. I am trying to do a brrr approach and refi out of the high interest hard money loan into a 25-30 year amortized loan and today’s rates while pulling out $300k cash. Anyone recommend a bank I should try?