Help structuring an offer on a 4 property deal?

[Bryce Bunton]

Hi all,

I'm working on an offer for a package of 4 properties, a 4-plex, duplex, and 2 SFR. The seller is hesitant because the duplex and one of the single families will be short term capital gains and he isn't wanting to 1031 or take the tax hit as a short term.

We have a price agreed upon if I can help solve this for him. I’d like to figure out a creative way to structure a deal that would help him out and get me the properties. 

Is this a place where I could possibly use subject to? I’ve never done a subject to deal, but very intrigued by them. His notes and Loan payment would be significantly lower than what mine would be so, if I could take  over his payments that could be a win for me too. 

I’m open to other ideas also. One of the properties needs about 6 more months until it would be a a year of ownership for seller. 

Thanks in advance! Bryce