Creative financing options

[Dustin Chaveleh]

hi all! Trying to be creative with my financing in terms of a quadplex property. Would it be incorrect to claim a quadplex remotely managed property as a second home if I were to leave one unit vacant and meet the 14 day residing minimum for the year? Trying to avoid putting a full 20% down. So 10% down on a multifamily with leaving a unit open and rent out the rest. anyone done this before? Thanks in advance :)