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Updated about 3 years ago on . Most recent reply

Corbett Brasington's profile image
Corbett Brasington's profile image
Corbett Brasington
  • Rental Property Investor
  • from San Antonio, TX
  • Member since Oct 12, 2021
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Corbett Brasington's profile image
Corbett Brasington's profile image
Corbett Brasington
  • Rental Property Investor
  • from San Antonio, TX
  • Member since Oct 12, 2021
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Corbett Brasington
  • Rental Property Investor
  • San Antonio, TX
28
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67
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Multi-Family and Apartment Investing

Can you house hack a 8 plex financing 4 personal and 4 commercial

Corbett Brasington
  • Rental Property Investor
  • San Antonio, TX
Posted

If a seller is selling the units of an 8 plex, but all are for sell....is there any reason why I could not house hack 4 of the units through a VA loan that I personally own, then buy the rest in my LLC with a commercial loan?

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Richard Neuharth's profile image
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Richard Neuharth
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Richard Neuharth
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Richard Neuharth
Replied

House hacking only works up to a 4plex. Anything over that you lose the benefit of a residential loan. That's why it makes so much sense. Up to a 4Plex it qualifies just like a single family house. 5 units and up is a commercial loan and they don't have any of those same benefits.

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