Can I get a HUD property another way?

[Alec Frasier]

I've tried making offers on around 5 properties in the past 2 months that were HUD properties but banks are only allowing occupied offers before listening to investor offers. I'm offering cash on these homes, is there any way I'm able to make an offer as an investor along with the occupied applicants and not run into legal issues doing so? I understand occupancy fraud but since I won't be borrowing from a bank, is there any legal repercussion to say I'm going to occupy the home, buy for cash, live there for a month while we do repairs and flip the home or rent it out?