New to Foreclosures Need Advise

[Stefania Booth]

I've come across a few foreclosures that aren't showing up on the MLS. What gives? It looks like that the HOA is foreclosing on the house, but I guess the owner could remedy it by paying whatever needs paying. Right? I'm in the dark when it comes to foreclosures. Is there a due diligence list or something to check when looking at purchasing one? Or even a pre-foreclosure? Any help is greatly appreciated. Thanks.