HUD won't give me keys to property?

[Jonaye Barnum]

Hi all,

I'm finally closing on my first home, a HUD owner occupant SFH next week, but my agent is telling me that they won't give me the keys to the property after closing. I will have to rekey the property.

Is this normal being that it's a HUD home? Or is the listing agent representing HUD just being difficult?

My agent is also telling me that I should do my final walk through basically 5 days before closing so the listing agent can "get her sign and lock box". Why the rush?? I'd prefer to take the usual route and do it 24-48hrs before closing. Would just like your thoughts.

[Greg H.]

This has been the case for more than a decade. HUD used to provide a small credit at closing to rekey. Keep in mind, many agents and contractors potentially have the key to your property so always rekey asap

The listing agent will do their final report usually within 72 hours of closing and remove the lockbox from the property.