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Updated over 5 years ago on . Most recent reply
Notice of Pre-PreForeclosure
I know of a house in Fort Wayne IN that has an outstanding mortgage. The owner passed away 10 months ago, with no will.
Apparently his son made an attempt to take over the house but with no will he never got anywhere and then had to hastily leave the area due to an arrest warrant. :-)
Taxes were paid in the Spring, but I'm assuming no mortgage payments have been made this year. Others have tried contacting the mortgage company but didn't get anywhere is they are not the owner.
Does anyone have any advice on how to make an offer with the mortgage company or do I just need to wait until the foreclosure is made public?
Most Popular Reply

@Terry Ellis If the family hasnt not probated the estate then you will have to wait until the lender forecloses on the property or contact a member of the deceased persons family and speak with them about purchasing the property. Also keep in mind that if no payments have been made for 10 months, thats 10 months (or more) of late fees, property taxes and other misc fees which will increase the total payoff amount which will affect the viability of the deal. Either contact the family or wait for the foreclosure. You cannot contact the lender, you are not a party on the loan so they will not speak to you.