What liens/judgments survive Sheriff Sale in Ohio?

[Haiyang A.]

I am looking at a bank foreclosure that will be sold by county sheriff at the courthouse step in Ohio. A title search revealed several liens against its owner (breach of contract, credit card judgment) as well as multiple Ohio state tax lien against his LLC company. Would those liens and judgments survive the Sheriff Sale? Is it better to wait for it to become REO?

[Chad U.]

Originally posted by @Haiyang A.:

Thank you for the input on state income tax! I have a question related to overages. At sheriff sale auction, a lot of properties are sold back to the bank rep, who typically bids quite high. I am under the impression that the bank will not let the property go under their judgment amount. Is this the norm? In other words, if one's maximum budget/bid is lower than the judgment amount, attending the auction is a waste of time?

Some counties will publish the Lender's "Upset" price, or the minimum amount that they will let it sell for. You have to check with the county to see if its listed, or look up the attorney firm handling the foreclosure. 

As for overages, any surplus after paying off the judgement amount along with any junior lienholders goes to the owner.