Any help would be appreciated :)

[Gigi R.]

Hi
I have found a home i would like to purchase it is a "homesteps" home. It is currently under contract with an accepted offer, however when i called Friddiemac they were encouraging me to put in a backup offer. this would be owner occupied not as an investment property.
This is where it gets sticky, i have a home with a mortgage and filed ch. 13 in Feb. of this year...i was told i don't qualify for financing until 1 year of making my trustee payments.
The house that i want is so inexpensive it would be perfect for me..i thought about going to family to see if they would temporarily finance it until i can sell my house and get a new mortgage in the spring...
what do you think or have any other ideas of a way i could get a loan to buy this place..
i am trying to make it a win/win for everyone involved simply because this particular house has more than i dreamed of getting...help!!! please...if you have any craetive ideas..im open!!! :D thanks for your help :D