Settlement/ Closing fee bank’s co.

[Account Closed]

Hi, I’m closing on a 15k forclosure SFR. The bank has their title co that I used due to free title report and insurance offered and a 20 day time limit to close. I was thinking the settlement closing statement would put me real cheap on closing fees but thy want $450 to their company plus the other fees total $577. Is their $450 high which doesn’t include the title insurance etc.? Also, I’m so busy hustling with work and family and commuting that this thing is like a big wave that is tossing me and I don’t understand 1/2 the pp work. The settlement says HUD. Is that good? I thought it wasn’t HUD, but does that mean I’m limited to HUD regs? Any help is appreciated.