HOA dues on foreclosure

[Mau Pan]

Hi, I might be interested in buying foreclosure in near community. the thing is that I can get title search done prior to buying that. however, I possibly know that previous owner has 1/2 year of his dues outstanding. HOA is not willing to give that info due to privacy or legal reason. 1) how to find out what's outstanding as fa r as HOA goes? 2) am I liable for HOA fees if I buy house in foreclosure as previous owner did not pay stuff? 3) if there's no HOA lien on property, am I still be liable if I later find out that gia did not file it or something? I'll appreciate your help.

[Jay Jasunas]

@Mau Pan I believe you are talking about a pre-foreclosure. If it's a foreclosure, the bank would have already foreclosed and paid off any tax, HOA and municipal liens.

So in a pre-foreclosure, you are buying from a homeowner delinquent on his mortgage, his HOA fees and probably his property taxes. All of these fees would come out of his proceeds at closing, you would not be responsible for them. If you give more specifics, people can answer better, I am only speculating.