Submmited Offer for REO

[Johnny Debt]

Hello,

I recently submitted an offer on a REO through a my own agent. I submitted my offer with a 203k loan approval. I offered a bit higher than listing price and also putting 20% down. However I just browsed and found the Freddie Mac top 20 tips for making offers on REOs. Here are the things we did not do for our offer.

1) We did not put Highest and Best offer on top of our offer.
2) We did not state owner occupied. But I hope the owner bank knows that a 203k loan is only for owner occupied.
3) We did not state if we were a licensed real estate agent or not.
4) We did not state Buyer to pay $50 per diem.
5) We did not state proof of funds for purchase, however on the approval for 203k loan it states that assets have been verified.
6) We did not state that we have visited the property
7) We did not send a cover letter either.

Have we severely hampered our chances of purchasing this property? Does anyone know how long it generally takes for a response to an offer?

I am a first time home buyer looking for a better deal on properties.

Any help would be greatly appreciated.