Short sales to go smoother? Government announcement

[Maryann L.]

New government guidelines below. I'm curious what happens to those homeowners that are investors or own multis??? Now they are out?

Government Announces Short Sales Guidelines
The U.S. Treasury Department announced new guidelines this week designed to make short sales go more smoothly.
To qualify under these new guidelines:
The property must be the home owner’s principal residence.
The home owner must be delinquent on the mortgage or close to defaulting.
The loan must have been made before Jan. 1, 2009, and be for less than $729,750.
The borrowers’ total monthly mortgage payment must exceed 31 percent of their before-tax
income.
Under the plan, borrowers will receive $1,500 from the government for selling homes for less than
the amount of their mortgages. Mortgage-servicing companies will get $1,000 for each completed
short sale. Second-mortgage holders can receive up to $3,000 of the sales proceeds in exchange
for releasing their liens. Investors who hold the first mortgage can collect up to $1,000 from the
government for allowing the payments.
Borrowers who complete a short sale under the program must be "fully released" from future
liability for the debt, according to the guidelines.
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