Does anyone have experience getting FIFA liens removed?

[Brian Erlich]

My situation:

I have a pre-foreclosure under contract for what is owed on the mortgage, taxes, and HOA fees.Â

I just discovered that there are two FIFA liens on the property, the first from Capital One and the second from Discover Card. The liens were placed on the property in 2008 and renewed in 2014.

The home owner has passed away and I need to get these liens cleared up before I am able to complete the purchase.

There is some time pressure, for me and for the lien holder, because the home is currently in foreclosure.

My Questions:

• How can I go about getting these liens removed?
• If negotiating the payoff, do you know what percent discount of the balance that I should be able to achieve?
• How long does it usually take to settle?
• What is the best way to put pressure on the lien holder to settle low?