An issue with FIFA Liens

[Brian Erlich]

My situation:

I have a pre-foreclosure under contract for what is owed on the mortgage, taxes, and HOA fees. I just discovered that there are two FIFA liens the first from Capital One and the second from Discover Card. The home owner has passed away and I need to get these liens cleared up before I am able to complete the purchase. There is some time pressure, because the home is currently in foreclosure.

My Questions:

• How can I go about getting these liens removed?
• If negotiating the payoff, do you know what percent discount of the balance that I should be able to achieve?
• How long does it usually take to settle?What is the best way to put pressure on the lien holder to settle low?