Foreclosure auctions

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Hi all. First off, thanks in advance for any info you can offer.
I am located in California and just learning about foreclosures. Here's an example property I need help understanding.

Condo for sale: auction price starting at 3,000 for 3 yrs of unpaid hoa fees. Mortgage of 180,000 on the place is up to date. No liens etc.

If I bid and win this auction, say I got it for 10,000. What happens with the mortgage attached to this place? Do I assume that? Must I qualify for that with a lender before I go to the auction in case I win it? What if I don't qualify...do I lose my bid money and the property? Must I come up with 180,000 cash after auctions end?

sooo confused??

Thanks again for any help.

-younginvestor-