Question on how to protect your deals

[Steve S]

OK, so please forgive this question if it's elementary but I am a newb.

I have my first deal that I am working and I got it by giving my elevator speech :cool:

I have an option contract on the property and I have a signed listing agreement in the homeowner's name(although it is not listed on the MLS yet). I am doing the negotiations with the lenders via an authorization.

Everything I read is that you must have the property listed on the MLS for your offer to the bank to be taken seriously.

But since the listing agreement is in the homeowner's name I worry that the realtor will try and submit any offers that our generated through the MLS listing to the bank behind my back.

How can I ensure this does not happen.