Property within Foreclosure Process

[Stephen Kozlowski]

Hi everyone! Need some help with understanding how a real estate investor would go about purchasing a foreclosure opportunity that has not hit the market yet. I have been told by a reliable source that a property is in foreclosure with such and such bank. Couple questions I have: 1. How do I make an offer to the bank if it hasn't hit the market yet? 2. How do I find out how much is owed on the property to help me gauge what they might accept? Can I do this through calling the bank or the County? Has anyone made a deal in this situation before? What steps did you take during this process, successful or unsuccessful? Any info would be greatly appreciated. Thanks in advance, Steve K