Enclosing letter with offer?

[Melissa G.]

The house my husband and I have been waiting months for finally came on the market. Unfortunately, it's listed 200k more than the listing agent said it would be listed for. I don't think there will be many standing in line to buy the house at the listed price -- if any at all. There are over 25 house listed for sale in this particular community all at nearly the same price and none of those have sold. This particular neighborhood did very well during the real estate boom and the developers did a great job convincing buyers the homes were worth well more than they actually are. And now nothing is moving. I think it was a mistake for the bank to list it as high as the other properties for sale as this house has sat vacant since January with no climate control and it has suffered. Since viewing the property, I was shocked to see such poor finishes in a house that is supposedly worth over 800k. The carpets are filthy, the fridge is full of mold. The panes on the windows have all warped and need to be replaced and the house stinks. I'm certain the bank doesn't know or perhaps care about the condition of the house. The condition would be acceptable if the price reflected it, but it doesn't.

My question is, do you think it would be worth enclosing a letter to the bank with our low offer (contingency free) explaining all of the above? We are only planning on submitting an offer if they don't get anything else in the first week.