Approaching owners

[Michael Juve]

I have most of the details worked out as to what I'm going to do. But there is one thing that keeps getting me. How do most of you guys approach home owners that are in foreclosure? I tried letters but I stopped when I realized I couldn't do anything to begin with ,I was only 17 at the time.

Assuming it ever gets that far I am just confused at wha to say to the owner. Any help is appreciated.

Oh and one more question. It is all right to just assign a contract if the owner is in pre foreclosure isn't it?