What happens to an HOA lien during a bank foreclosure in Texas

[Mike Landry]

I'm getting some mixed answers from my local people so I figured I would chime in here. As the title says what happens to an HOA lein during a typical auction in Texas. Not a tax auction, an auction where the owner quit paying their mortgage and the bank is foreclosing at the courthouse. I was under the assumption that the foreclosure wipes the HOA lien. However, someone said that it depends on the HOA (if they want to enforce it) and the type of loan (fha vs conventional). Also if it is true they can survive a foreclosure, how can you go about determining it.

Can anyone set me straight on this?

Thanks

Mike Landry

Houston texas, montgomery harris counties