Wells Fargo settlement guideline - MN help?

[David Huynh]

Hello BP,

My parents are currently going through a foreclosure and they are looking to settle with Wells Fargo.

The amount owed is 100k on a 2nd mortgage (condo). They've been sending in amounts that they are wiling to pay 45k, 50k, 55k, etc.. Does any know what the Wells Fargo guideline is for settling on this? 

And/or if not - Does anyone know or may give additional advice? I'd prefer to save them as much funds as possible through this process as their both struggling.