Foreclosures in Minnesota

[Chris Salveson]

In Minnesota, residents aren't given a pre-foreclosure notice.  So i'm curious who owns the house after a notice of default is given?  For example, on Zillow a recently posted house was listed as a pre-foreclosure and lists an auction date in December.  Is this house still owned by the original owner until the auction is held, or is it bank-owned immediately after the letter of default is given?