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Need Help: Pre Foreclosure PCOA
Hey forum,
Need some help. I'm looking at a flip in Denver and the issue I am running into is the seller is trying to find a way to occupy the property post close. Under pre foreclosure this is pretty outlawed. I'm looking at approaching it as a sub to deal or creatively. but either way the seller needs to go. anyone dealt with pre foreclosure PCOA before? Thank you!
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Quote from @Ted Mullin:
Hey forum,
Need some help. I'm looking at a flip in Denver and the issue I am running into is the seller is trying to find a way to occupy the property post close. Under pre foreclosure this is pretty outlawed. I'm looking at approaching it as a sub to deal or creatively. but either way the seller needs to go. anyone dealt with pre foreclosure PCOA before? Thank you!
Not sure I understand the situation. Are you buying the home from the borrower? If so, I would not let them stay and make that a condition of the deal.
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Correct, the seller is in pre foreclosure
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It is not illegal to have an owner occupy post close in a pre-foreclosure sale, although it is certainly a terrible idea.
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I'd offer cash for keys. Under no circumstances would I let them stay. Are you using the foreclosure contracts from DORA? Please do if you are not.