Home Insurance for Assisted Living

[Mike Mazzucco]

Hi Guys,

I am a landlord and considering renting a residential house out to a business that wants to operate an assisted living facility out of the house.  I've talked to a couple of my regular insurance guys and none of them seem to really have any consistent answers for me regarding if this requires commercial or residential insurance for this type of set up... Specifically since I am a landlord and not the business owner AND property owner.

Curious, anyone been in this situation?  What insurance carrier did you go with?  How much higher was your insurance?