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Updated over 4 years ago,
Seeking Insurance Attorney Referral - Contractor Insurance Issues
This is a unique one.....
We replaced the roof on one of our commercial properties this last summer. The roofer incorrectly cut the internal roof drains while putting on a new roof, we consequently had four separate commercial office suites flood out. We went after the roofers insurance as fault was easy to prove. We permanently lost a few tenants from the incident and waited nearly 3 months for the insurance company to agree on repairs and the materials that could be used to replace things thus delaying getting the units lease and show ready.
Because of that we lost a significant amount of rent. To date (six months later) the insurance company has only given us the direct repair cost. They have offered to pay pennies on the dollar for the rent abatement which grew significantly, only because they did not process the insurance claim timely. Furthermore they have withheld payment for other direct costs from the incident until we agree to take their small rent allowable. We have local attorney that may be able to handle the situation but I'd prefer to work and develop a relationship with an attorney that specializes in insurance fault as this certainly won't be the last time we need one.
There is a mountain of information at this point showing the insurance companies bad faith throughout the process. They directly caused the rent abatement amount to be so high.