Raising money for investment property

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My dilemma is that I found a potential commercial real estate property on the market that probably has good cash flow (still waiting for financials to confirm this) and I don’t know if I can get it.

My current situation since I am still new to Real Estate is that I don’t have much saved up for a down payment (3% of the property value) and I have a preapproved quote for about half of that property price. So I understand there is the possibility of me being owner occupied (which I am open to do) but I am only preapproved for half of the asking price.

What advice do people have for me about this situation I am in since I wanna have the ability to buy commercial residencies?

Thank you in advance!